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Roth vs Traditional IRA, Traditional IRA, Traditional IRA Financial Planning

Roth VS Traditional IRA: 11 Critical Points to Consider Before You Choose

Knowing where to invest your money to serve you best in retirement can feel daunting. With all the available options and different types of accounts ...
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margin loans Investment Services

Margin Loans: 8 Potential Benefits and Risks

Have you ever heard of margin loans? They are an investment option that can help you work toward your financial goals faster. Investors can use ...
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1099 job Financial Planning

The Challenge of Financial Planning with a 1099 Job

Are you looking to venture into a 1099 job? Are you already working at one but are unsure of how to handle all the paperwork, ...
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Secure 2.0 Act of 2022 Financial Planning

The Secure 2.0 Act of 2022: A Summary By Title and Important Things to Know About It

The Secure 2.0 Act of 2022, otherwise known as the Consolidated Appropriations Act, is a set of modifications to the Internal Revenue Code passed by ...
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qualified longevity annuity contract Investment Services

Investing In A Qualified Longevity Annuity Contract: Six Crucial Things You Should Know

Are you looking for an alternative or supplement to investing in a 401k? A Qualified Longevity Annuity Contracts (QLAC) can offer a different option for ...
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target date fund Retirement Planning

Target Date Fund: 5 Crucial Reasons to Avoid Having One in Your 401k

You might be tempted to use a target date fund if you have a 401K. After all, target date funds are marketed as a one-size-fits-all ...
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investment planning Investment Services

Investment Planning: 6 Ways It Can Benefit You

Investment planning is different for everyone. What might be an excellent investment for one person may not be the best option for another. In this ...
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retirement planning in western pa Retirement Planning

Retirement Planning in Western PA: 3 Important Steps to Take When Preparing for Retirement

Retirement planning in Western PA can be slightly different from the rest of the country. There are factors such as the cost of living and ...
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Built In Inflation Financial Planning

Built In Inflation: What You Need to Know and 5 Helpful Actions You Can Take to Help Protect Yourself

Built in inflation is a significant factor in the progression of the economy. It results from an increase in money supply, which can lead to ...
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biden loan forgiveness Financial Planning

The Biden Loan Forgiveness Plan: 5 Important Things You Need to Know

The Biden loan forgiveness plan is the latest in a long line of government programs designed to help Americans with their student loans. But what ...
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elder financial abuse Financial Planning

Elder Financial Abuse: What It Is and 5 Tips on How to Protect Yourself

Elder financial abuse is becoming more and more common. It can be hard to identify, but there are some key signs for which to look. ...
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financial literacy 101 Financial Planning

Financial Literacy 101: 7 Helpful Tips to Teach Your Kids About Money

Financial Literacy 101: financial literacy is one of the most critical life skills that a person can learn. It’s essential to be able to understand ...
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forgiveness of student loan debt Financial Planning

Forgiveness of Student Loan Debt in 2022: 6 Important Things You Need to Know

In 2022, the government plans forgiveness of student loan debt for any borrowers who have been making payments for 20 years. This decision is a ...
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proactive financial planning Financial Planning

Proactive Financial Planning: 4 Important Reasons to Be Proactive and How

Proactive Financial Planning A study by the Federal Reserve found that only 57% of adults have enough savings to cover a $500 emergency expense. This ...
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How to Become Financially Independent Financial Planning

How to Become Financially Independent: 7 Important Steps to Take Toward Financial Freedom

How to Become Financially Independent There is no one-size-fits-all answer to  how to become financially independent. However, there are a few important steps that would ...
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Debt to Capital Ratio Financial Planning

Debt to Capital Ratio: Understanding Why It’s Important and How It Works

The debt to capital ratio is important for businesses and individuals alike. This ratio measures the debt obligations of a company or individual against the ...
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wealth preservation Wealth Management

Wealth Preservation: 6 Important Strategies for Preserving Your Wealth

Are you concerned about wealth preservation for your future? If so, you’re not alone. In today’s uncertain economy, taking steps towards protecting your assets is ...
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Bear Market 2022 Financial Planning

Bear Market 2022: 3 Important things Experts Say to Do During a Bear Market

It’s been a turbulent year for the stock market. If you’re feeling anxious about your investments during the bear market 2022, you’re not alone. A ...
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Raising Interest Rates How Record Highs Will Effect You.jpeg Investment Services

Raising Interest Rates: How Record Highs Can Affect You

Interest rates are on the rise, which is likely to significantly impact your financial wellbeing. Whether you’re a consumer or business owner, it’s essential to ...
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market outlook Financial Planning

Market Update & Market Outlook: Iron Point Financial & Vicus Capital

Iron Point Financial & Vicus Capital: Market Update & Market Outlook It’s been quite the start to the year! To that point, it is important ...
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